Terms

Terms of use

Susman Insurance Agency, a licensed insurance agency in California (License 0B75129), runs this website. It delivers general information on life insurance and a tool for getting carrier quotes based on your inputs.

Quotes are for comparison. The prices are what carriers are willing to quote for the category you selected and are only estimates. They do not represent a final premium, a guaranteed price, or confirmation that you are approved. The insurer decides on your actual premium, category, and qualifying status through its underwriting; the policy you receive and any changes to it are what matter.

No insurance is active on this page. A quote request, an application, or a contact message do not put any coverage in force. Insurance coverage begins only once an insurer approves a policy and you pay for it.

Available options. The products sold, the companies that sell them, and the prices change by location and person and may shift at any time. Quotes on this page are specific to California residents.

Education only. The guides on this website provide general information and are not financial, legal, or tax guidance. Check anything that is important to you with a qualified professional.

Third-party system. The /apply/ page hosts a third-party platform operated by the insurance carriers under its own terms of service.